International Private Banks are the first ones that we remember like ICICI HDFC Axis Kotak Mahindra and this private bank should be said 47 years ago HDFC Bank took the number one position after pushing back the housing provided in the house which is not a normal thing. Today I will tell you about this today. Let’s know about many things like the height they took to surpass other banks and what is the original history of HDFC Bank. HDFC Bank was founded by a person named Hasbuk By Parekha who developed another HDFC bank and reached a high position. He was first ICC. After working in a bank and retiring from one job he started HDFC the third reason for that is because of his hard work until the establishment of HDFC. If you see how their life journey continued they were born on 10th March 1911 in Mumbai and completed everything from schooling to college education in Mumbai. There he did a fellowship at the Lun School of Economics and then came back to India and then he joined ICICI Bank where he rose to the rank of Managing Director and then retired from ICICI Bank at the age of 60. There was a dream in the matter that is to say, his dream was to make every Indian own a house. After his retirement from ICICI Bank he started HDFC Bank in 1977 at the age of 66. HDFC stands for Housing Development Finance Corporation Ltd. If there is any housing finance, it is HDFC that provides homeo facility to the people of India. We all have to respect it.
HDFC started with housing finance and then HDFC Bank. Now let us see how HDFC Bank has developed. At the time when HDFC Bank started in India the condition of the banking sector was very bad. Because Harshad was scammed in the stock market in 1990. He took the money from the Indian Public Sector Bank and put it in the stock market. Because of this the people who kept the money in the bank lost most of the money so at that time people lost faith in the banks. People did not know much about because at that time people were less educated so they did not care much about these things and there was no profit. Two main problems were understood one of them was Deposit and Transactions in State Cooperative Bank During 90 each state had a cooperative bank which only worked for that state if a person in one state pays money in the form of a check to a person in another state then if he deposits the check in the bank that carries the cheque four It took days because the people who sold the money only after getting clearance from the state from which the check came used to collect extra charges from the customers for this so it became a problem in the cooperative state and people stopped using this bank. Many good customers doing business lost in this cooperative bank realizing this problem HDFC Cooperative Bank has taken care of it. HDFC Bank has branches in every state of India. If the check given in Cooperative Bank is deposited in HDFC money will be given immediately
And there are no additional charges for it. Instead what should Cooperative Bank do Should be kept in the form of savings in banks and any interest should be given to HDFC customers by Cooperative Bank Interest means customers keep money from Cooperative Bank but Cooperative Bank gives some amount of that money to HDFC Bank. It means that HDFC will give the money in HDFC to the cooperative customers and do business on it. HDFC has entered into an agreement with HDFC Cooperative Bank to solve one of the main problems in the banking sector. At that time people believed in the public sector banks that offered many offers in private banks maintained accounts in them, took savings accounts in public banks, kept their money in it, and in this way the public sector banks gave high interest rates to the people’s money and got many profits. Business can be done only if the person who does not believe is trusted. For this purpose HDFC has come up with an idea to solve the problems of those who stood in the queue for hours before depositing the cheques. It has introduced a technology which means that the money will be automatically credited to the employee account as soon as the first date arrives. For this it has specially ordered that the employees should maintain HDFC account. The employees who liked this offer have opened accounts but in private banks. It is difficult to believe that as soon as the salary is received the depositors who keep even a single rupee in their accounts should have faith in themselves and save in the accounts that is they thought to create trust in them anyway.
For this HDFC has set up old class interest in their banks that is without making customers wait, they can sit and do their work immediately. Until then queue line in government banks. This private bank provides chairs for the customers who are bored of standing in the bank and do their work closely. A lot of people got used to this system and started trusting HDFC so they started keeping their money in those banks and thus HDFC slowly started developing its business by solving the problems in the banking sector. HDFC Bank has always been thinking very advanced. If we look closely at the credit card offers no matter how many bank offers there are in online shopping, HDFC credit card will get more discount because this bank is giving similar offers for online shopping customer satisfaction and now it is in the number one position, HDFC Bank has been established by thinking new things and implementing them from time to time. We are surprised to know about his life. He spent his last phase of life alone. He was very lonely in his last days due to the death of his wife and no children. At that time his niece Harsha and nephew Deepaku were with him in the last phase of his life He was awarded the Padma Bhushan by the central government in 1992 for his services to banking finance Rangoli He expired on 18 November 1994 at the age of 83 Since his expired his nephew Deepak has been overseeing the bank operations as chairman of HDFC Limited and he will be developing HDFC further.
This HDFC bank has become the fourth largest bank in the world Chat told the world at the level of India After 2023 India market started from HDFC bank How did the world bank come today How is it advancing in a way that is not possible for banks How this bank achieved success HDFC bank was started in August 1994 by Deepak Parek but adityapuri They are settled in Malaysia CEO in Citibank and have more than 20 years of experience in the banking sector. Knowing all this Deepak offered to work in his new company but Adityapuri did not show much interest in the latter but Adityapuri who bowed to Adityapuri father words accepted Deepak without passing the exam but for me some. There are conditions which you must agree to and want freedom to run. The company should be ready to make tough decisions like this. He says that he will come to India only if he agrees to all of this. Paregar agreed to that. He started training his fellow employees in open spaces under the chairs and giving lessons to school children. Because of the influence you have to work even under such conditions why should you be able to withstand the conditions so they say that they did this HDFC Bank stepped in and told Suman that the situation in the banking sector is not good. Because in 1992 there were many losses in the bank at that time people lost trust in the bank but in fact many people did not know that HDFC Bank had registered with RBI so at such a time our bank understood very quickly and arranged to look for them and found out what kind of difficulties people were facing in the bank people have come to know that they are suffering from it
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